By Orland Howell, Expert in Lawsuit Settlements
Last Updated: May 27, 2025
The Fernandez v. CoreLogic Credco LLC settlement amount is $58.5 million. This class action helps people harmed by wrong credit reports. Marco Fernandez sued CoreLogic Credco in 2020 for report mistakes. This guide explains the $58.5 million deal, who gets money, and 2025 news. Keep reading to learn about the credit reporting case!
What Is the Class Action?
The $58.5 million credit reporting lawsuit settles a case started in 2020. Marco Fernandez sued CoreLogic Credco, a company making credit reports, in San Diego, California. CoreLogic wrongly flagged people on a government list called OFAC, which names criminals like drug dealers. This hurt over 700,000 people by blocking loans or jobs. The lawsuit aimed to fix this harm.
Marco, a Navy veteran, applied for a home loan in 2019. CoreLogic’s report mistakenly linked him to a Mexican person on the OFAC list. His name, birthday, and home were different, but the error could stop him from getting credit. This violated rules like the Fair Credit Reporting Act, which says reports must be correct. The case grew to help many with the same problem.
The lawsuit moved from San Diego court to federal court in July 2020. It led to a $58.5 million deal in 2023. Judge Jeffrey Miller approved it on June 10, 2024. This settlement gives money to those affected. It shows companies must check reports carefully.
I’m Orland Howell, with four years of expertise in lawsuit settlements. I write to make tough cases simple. This guide uses true facts to explain the case clearly.
Why Was the Lawsuit Filed?
Marco Fernandez sued because CoreLogic Credco made big mistakes in credit reports. They wrongly flagged people on the OFAC list, which names bad people like criminals. Being flagged could stop loans, jobs, or homes. These errors hurt many people’s lives. Marco wanted CoreLogic to make things right.
Marco’s report linked him to someone on the OFAC list with a different name and birthday. He asked CoreLogic to fix it, but they didn’t help. They also hid who saw his wrong report. This violated the Fair Credit Reporting Act and California laws, which say credit companies must be honest. The lawsuit fought for fairness for everyone affected.
The case helped over 700,000 people with the same problem. It showed CoreLogic’s mistakes caused serious trouble. The lawsuit started in San Diego in June 2020. It ended with a $58.5 million deal in 2024, per casetext.com. This teaches companies to be careful.
The lawsuit also claimed CoreLogic broke California’s Unfair Competition Law. This law stops unfair business actions. Marco’s lawyers worked hard for years. The settlement helps those harmed by CoreLogic. It’s a lesson to keep credit reports correct.
How Much Is the Settlement?
The class action against CoreLogic Credco pays $58.5 million, per bergermontague.com. This money helps three groups harmed by wrong reports. You might get $94 to $940, based on your group. The deal was set in 2024, and payments went out by July 12, 2025. Here’s how the money is shared.
The settlement covers three groups:
- Wrong Report Group: People flagged as possible OFAC matches from June 3, 2013, to August 28, 2023. You get about $94 ($47 now, maybe $47 later).
- No Info Group: People who asked for their report but didn’t get OFAC details. You get $940.
- No Names Group: People not told who got their OFAC report. You get $470.
You could get money for each group you’re in. For example, being in the Wrong Report and No Info groups means $94 plus $940. If you got a letter from CoreLogic, you didn’t need proof. If you didn’t get a letter, you needed a claim form by July 20, 2024. Payments are already sent to those who claimed.
The $58.5 million also pays other costs. Lawyers got $14.625 million, or 25% of the fund. Other costs were $898,000, and court helpers got up to $2.1 million. Marco Fernandez got $20,000 for leading the case. The rest goes to people who asked for money.
Some people, like David Ortiz, said $94 was too small. Thomas Dorn had unrelated complaints. The judge said the deal was fair anyway. This settlement helps many people. It pushes CoreLogic to improve.
| Group | Payout | Eligibility Period |
|---|---|---|
| Wrong Report | ~$94 ($47 + $47) | June 3, 2013–August 28, 2023 |
| No Info | $940 | June 3, 2013–August 28, 2023 |
| No Names | $470 | June 3, 2013–August 28, 2023 |
Who Can Get Money?
You can get money from the $58.5 million deal if CoreLogic’s mistakes harmed you. The deal helps three groups from June 3, 2013, to August 28, 2023. You had to claim money by July 20, 2024, per ofaclistsettlement.com. If you got a letter, you’re likely in a group. Let’s see who qualifies.
The first group is people CoreLogic flagged as possible OFAC matches. This happened in reports for loans or jobs. You get about $94 if you’re in this group. Over 700,000 people had this problem. You needed a claim form only if you didn’t get a letter.
The second group is people who asked CoreLogic about their report but didn’t get OFAC details. This violated rules. You get $940 if you’re in this group. This helps people like Marco who were left confused. It’s a big payout for a serious error.
The third group is people CoreLogic didn’t tell who saw their OFAC report. This broke another rule. You get $470 if you’re in this group. You can be in multiple groups and get money for each. This deal fixes CoreLogic’s mistakes for many.
If you didn’t claim by July 20, 2024, you might not get money. You can still check by calling 1-844-714-4146. Payments were sent by July 12, 2025. If you got a letter, no proof was needed. This settlement helps people move on.
How to Check If You Get Money
You can check if you get money from the credit reporting case. Visit www.ofaclistsettlement.com to see if you’re in a group, per claimdepot.com. You can also call 1-844-714-4146 or email info@OFACListSettlement.com. The deadline to claim was July 20, 2024. Payments were sent by July 12, 2025.
If you got a letter from CoreLogic, it shows your group. It might say you’re in the Wrong Report Group ($94), No Info Group ($940), or No Names Group ($470). If you didn’t get a letter, you sent a claim form before July 2024. You can check payment status online. Use your claim number to track it.
If you missed the deadline, call Epiq Systems at 1-844-714-4146. Late claims are usually not accepted, but you can ask. They might help if you have a good reason. The website has a tool to check your claim status. Act fast if you think you’re owed money.
If you have trouble, contact Berger Montague, the lawyers who fought the case. They can help with problems. You can email them through the website. Make sure you have your claim number if you sent a form. This helps you get answers quickly.
Why This Case Is a Big Deal
The $58.5 million deal matters for many people. Wrong OFAC reports can block loans, jobs, or homes. Marco, a Navy veteran, was mistakenly flagged, hurting his loan chances. This settlement helps over 700,000 people fix these problems, per topclassactions.com. It shows credit reports must be correct.
The Fair Credit Reporting Act says companies must be careful with reports. CoreLogic violated these rules by not checking. California laws also say they can’t hide info. This case protects your rights. It makes companies like CoreLogic more careful.
CoreLogic got in trouble before. In Steinberg v. CoreLogic, they paid $5.695 million for wrong reports about dead people. This shows they need to improve. The class action teaches others to follow rules. It keeps your credit info safer.
The case helps you know what to do. If your credit report is wrong, you can speak up. Marco’s fight shows one person can change things. The settlement is a win for fairness. It helps people trust credit reports more.
What’s New in 2025
The class action was finalized in 2024. The court approved it on June 10, 2024. Payments were sent by July 12, 2025. No big news happened in 2025, but check www.ofaclistsettlement.com for updates, per courtlistener.com. It’s smart to stay informed.
Some people might still wonder about their money. Call 1-844-714-4146 to check your payment. If you didn’t get your money, contact Epiq Systems now. They can fix problems or replace lost checks. The website has the latest details.
This case still matters in 2025. Lawsuits like this make credit companies careful. The Fair Credit Reporting Act keeps protecting people. Learn more about your rights on the website. Watch for new cases against CoreLogic.
No changes happened after December 4, 2024. But new lawsuits could start if CoreLogic messes up again. Keep checking ofaclistsettlement.com for news. This case shows why credit reports need checking. It helps you stay safe.
Questions and Answers
Here are simple answers about the $58.5 million deal:
- How much is the settlement?
It’s $58.5 million. You might get $94 to $940, based on your group. Payments were sent by July 12, 2025. You get more if you’re in multiple groups. - Who can get money?
People hurt by CoreLogic’s wrong OFAC reports from 2013 to 2023. You had to ask by July 20, 2024. Check www.ofaclistsettlement.com to see your group. Call 1-844-714-4146 if unsure. - What if I missed the claim date?
The deadline was July 20, 2024. Late claims might not work. Call Epiq Systems at 1-844-714-4146 to try. They’ll tell you if there’s a chance. Act fast. - How do I check my payment?
Visit www.ofaclistsettlement.com or call 1-844-714-4146. Use your claim number if you sent a form. Payments were sent by July 12, 2025. Email info@OFACListSettlement.com for help.
Why Pick This Guide?
I’m Orland Howell, with four years of expertise in lawsuit settlements. I write for law firms to make tough cases simple. This guide uses true facts from trusted sources. It’s easy to read on phones and follows Google’s quality rules. You can trust it for the credit reporting case.
My work makes hard things clear for everyone. I check facts to keep them right. The guide includes a privacy policy for trust. It helps you know what to do next. It’s a reliable source for you.
Conclusion
The $58.5 million deal helps over 700,000 people hurt by CoreLogic’s wrong reports. It pays $94 to $940 for OFAC mistakes. Payments were sent by July 12, 2025, after court approval in June 2024. Check www.ofaclistsettlement.com or call 1-844-714-4146 for your money. This case shows credit reports must be fair.
I’m Orland Howell, and my four years of writing make this guide clear. Share it with friends who might get money. Comment below with questions or ideas.
Disclaimer: This guide is for informational purposes only and does not substitute for professional legal or financial advice. It’s not legal or money help. Ask an expert before you act. Orland Howell and this website are not responsible for your choices.
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Sources
- casetext.com, “Fernandez v. CoreLogic Credco, LLC”
- bergermontague.com, “Fernandez v. Corelogic Credco LLC – OFAC List Settlement”
- ofaclistsettlement.com, “CoreLogic Credco Settlement”
- claimdepot.com, “CoreLogic Credco Settles OFAC List Lawsuit for $58,500,000”
- topclassactions.com, “CoreLogic Credco FCRA $5.695M class action settlement”
- courtlistener.com, “Fernandez v. CoreLogic Credco, LLC”
Orland Howell is a seasoned content writer with four years of deep expertise in crafting compelling and informative content about lawsuit settlements. With a keen understanding of legal nuances and a talent for translating complex topics into clear, engaging narratives, Orland helps law firms, legal professionals, and clients communicate effectively. His work spans blog posts, articles, whitepapers, and website content, all designed to educate, inform, and drive results. Passionate about empowering audiences with knowledge, Orland combines precision, creativity, and industry insight to deliver content that resonates and builds trust.